Florida law does not permit car insurers to impose windshield repair or replacement deductibles on policies with comprehensive coverage, making this good news for drivers with such coverage.
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Pits and bullseyes on windshields may be repaired, while cracks extending from an edge require replacement as they compromise visibility and safety while driving.
Cost
Windshield replacement costs depend on your year, make and model of vehicle as well as its type of glass (such as rain sensors or lane departure cameras) as well as whether or not an entire windshield replacement needs to be performed or just one small pit or crack repaired.
Cracked or chipped windshields can compromise both your vision and safety when driving, though minor chips can sometimes be repaired; large cracks should be considered more urgently as they reduce stability of the glass surface and should be immediately replaced.
Florida law permits full comprehensive car insurance policies to offer free windshield repairs if the windshield cracks. This option will save money and time spent replacing expensive windshield replacement. Plus, no deductible payment (typically $100) will need to be made upfront!
Insurance coverage
Windshield damage can happen for various reasons. A rock could fly off of the road and smash into it, or tree branches could come crashing down onto it from above. Your windshield might also get damaged in an auto accident or by hailstorms that hit Florida frequently – however there is coverage available to protect against such damages.
Florida law forbids insurers from charging a deductible when replacing or repairing windshields, making this an essential aspect when selecting your auto policy.
If your windshield was cracked or shattered due to someone else's negligence, filing a PDL claim might be applicable; otherwise it's best to maintain your vehicle properly as recommended by its manufacturer for preventative maintenance in order to avoid costly repairs later.
Deductibles
Windshield damage can happen in various ways: A truck might hit it while passing you, or hail damage may result from an unexpected Florida thunderstorm. Whatever the case may be, having your windshield repaired or replaced as soon as possible is essential to staying safe on the road and often covered by auto insurance policies – although getting this work done might prove more complicated without proper coverage in place.
Florida's comprehensive glass insurance law makes it easier for drivers to have their damaged windshields repaired or replaced, thanks to waiving of deductibles on these claims if you have full coverage insurance. Furthermore, drivers can select their own repair company which could save them money during repairs; just make sure you understand both your deductible and replacement cost before filing any claims!
Warranty
Cracked windshields can significantly restrict a driver's view while on the highway, potentially increasing risks to themselves and others. Florida law mandates that insurance companies cover the cost of replacement without charging any deductible – an incredible benefit that Florida drivers should keep in mind when selecting their auto policy.
As part of your comprehensive vehicle coverage, comprehensive liability waiver is only eligible when natural disasters, theft and vandalism occur. To minimize costly windshield repair bills it's wise to get any cracks or chips fixed as soon as you notice them – otherwise repairing could become more costly in the future.
Keep in mind that not all repairs are successful; in certain instances, cracks or chips may spread despite your best efforts at repair. When this occurs, full windshield replacement should usually be the cheaper solution and can even add value to your car when selling it.
